We work with individuals and families at all stages of life — young professionals, growing families, business owners, those about to retire and retirees. If you’re looking for clear, practical financial guidance, you’re in the right place.

We built our firm around long‑term relationships, proactive planning, and a calm, structured approach to managing wealth. Here’s how to know if our team may be the right fit for you:You value a planning‑first approachYou want an advisory relationship where the financial advisor is held to the fiduciary standardYou appreciate proactive communicationYour financial life is becoming more complexYou want a long‑term partnership

A Certified Financial Planner (CFP®) has completed rigorous, nationally recognized training in comprehensive financial planning. CFP® professionals are trained to evaluate your entire financial life — including retirement planning, tax strategy, insurance needs, estate planning, and long‑term goals.They must also meet strict ethical standards and are held to a fiduciary duty, meaning they are legally required to put your best interests first. For someone seeking trustworthy, holistic guidance, choosing a CFP® provides an added layer of expertise, accountability, and confidence.Here is a link to the CFP website that has more information:https://www.letsmakeaplan.org/choosing-a-planner/why-choose-a-cfp-professional

We work most effectively with clients who have $500,000 or more in investable assets, as this allows us to deliver deeper planning, proactive tax strategies, and personalized portfolio management. If you’re building toward this level, we’re still happy to be a resource.

Our first conversation is relaxed and informative. We’ll talk about your goals, concerns, and what you’d like to accomplish. You’re welcome to ask anything. There’s no pressure, commitment, or cost for an initial meeting — just a chance to see whether we’re a good match.

Fees are discussed upfront. We’ll explain exactly how we’re compensated and what you can expect, so everything is clear from the beginning. Transparency is a core part of how we build trust.

Yes, Aaron has been helping clients make the decision for over 32 years! We use a holistic approach. We’ll decide together based on your whole financial picture - your savings, retirement lifestyle, health, and whether you want more income now or prefer a larger benefit later

We use a long-term, goal-based investment approach. Rather than chasing trends or reacting to market noise, we tailor strategies to your goals, risk tolerance, and timeline, then monitor your plan so you can stay focused on the long term.

We’ll meet at least once or twice per year to review your accounts and plan. You may also contact us at any time with questions. We can connect however you prefer—email, phone, virtual meetings, or in‑person. We tailor communication to your comfort level.

Yes, you’ll work directly with Aaron on your financial plan and investment strategy. Olivia, our Office Administrator, supports us by coordinating paperwork, scheduling, and keeping everything running smoothly so you always get timely, organized service.

Absolutely. Starting early gives you more options and flexibility. Whether retirement is decades away or right around the corner, having a plan in place can make a meaningful difference.

That’s completely fine. Many clients come to us for a second opinion or because their needs have changed. We're happy to review your current plan and help you determine whether adjustments could improve your long‑term outlook.

While Aaron is not a CPA or tax preparer, tax‑aware planning is built into everything we do. We consider tax implications in your overall strategy and coordinate with your tax professional when needed. However, we cannot and do not give specific tax or legal advice…..we leave that to the professionals in those areas. We typically work closely with a client's accountant and/or estate planning attorney if needed.

Life events — big or small — are exactly when a financial plan becomes most valuable. If your circumstances shift, we’ll help you update your plan so it continues to reflect your goals and current reality.

No. Investments are just one part of comprehensive planning. We also assist with retirement planning, education funding, insurance needs, estate considerations, and more.

Yes. Your information is kept strictly confidential. We follow industry‑standard security practices and only use your data to manage your accounts and provide financial advice

Simply reach out — call, email, or click on the “Contact Us” button on this website. We’ll follow up to schedule a time to talk. No pressure.  No obligation. No cost for our initial meeting. We’ll start with an easy conversation about your goals and how we can help.

Yes! We have extensive experience helping clients who are divorced or widowed. Many times, they haven’t had to manage their finances on their own and appreciate guidance. We’re here to help you feel confident with your financial life and are available to manage your investments so they stay aligned with your goals.

Absolutely! A big part of our work is helping business owners after they sell. It can be a major life transition, and we are here to guide you through what to do next—how to invest, how to seek to protect wealth, and how to build a plan that supports your future goals.

Yes. We specialize in helping clients consolidate retirement accounts in a way that avoids unnecessary taxes. We’ll review whether a traditional IRA, Roth IRA, or keeping assets in a current employer plan makes the most sense based on your tax bracket, future withdrawals, and long‑term planning.

When you hold highly appreciated stock in a 401(k), the main things to think about are tax treatment, diversification, and future planning. If the stock is company stock, you may have access to Net Unrealized Appreciation (NUA), which can allow part of the gain to be taxed at lower long‑term capital gains rates instead of ordinary income. We will work with your tax professional when specific tax issues are involved.

There are several tax‑efficient strategies that can help you support the causes you care about while reducing your tax bill. Below are some strategies we might consider:Donating appreciated investments Using a Donor‑Advised Fund (DAF)Qualified Charitable Distributions (QCDs) Bunching charitable deductions Charitable remainder trusts Charitable bequests LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.​